Me pēhea te hoko i ngā pae koura tūturu?
Ko ngā kaipupuri moni e hiahia ana ki te pārekareka ki te pā, te ahua, me te haumaru o te pupuri koura, ka hiahia pea rātou ki te hoko i ngā poro koura hei utu mō ngā haumitanga kore e kitea pērā i ngā moni hokohoko koura (ETF). Ka taea te hoko i te koura tūturu, te koura kounga haumi, e kiia ana ko te koura parakore, i te utu tū, arā, ko te utu o te koura kāore i hangaia me ngā utu tāpiri, e rerekē ana i runga i te kaihoko. Ka taea te hoko koura tūturu mēnā ka hinga rawa te ōhanga.
NGĀ WHĀRANGI MATUA
Ko te huarahi tino paerewa ki te hoko koura tūturu ko te hoko mai i ngā pae koura parakore.
Kia tino mahi tahi koe me tētahi kaihokohoko rongonui, ā, tirohia te parakore, te āhua, te rahi, me te taumaha o ngā pae i mua i te hoko.
Kia maumahara ko te hoko i ngā poro koura he utu tāpiri tae atu ki te rokiroki me te inihua me te pikinga utu hoko.
Te Tukanga Hoko Koura
He tino māmā te hoko i ngā paoro koura tūturu i runga ipurangi. Ko tētahi huarahi noa ki te hoko paoro koura mā roto i ngā kaihokohoko raihana ipurangi. Tirotirohia ngā hua paoro koura i ngā paetukutuku hokohoko rongonui pērā i te American Precious Metals Exchange, JM Bullion, me te Wholesale Coins Direct. Tīpakohia ngā paoro koura e hiahia ana koe ki te hoko mā te taumaha, te rahinga, me te utu.
Ko ngā kaihokohoko koura ipurangi e tuku ana i ngā hekenga ki ngā kaihoko e hoko ana i ngā rahinga nui. Ko ētahi kaihokohoko e tuku ana i ngā hekenga mō te hoko mā te kāri nama, ko ētahi e tuku ana i ngā hekenga mō ngā whakawhiti waea, nō reira kia tino whiriwhiria te kōwhiringa utu tino whai hua. Ina whiwhi koe i ngā paoro koura, puritia ki roto i ō rātou takai hei ārai i ngā rakuraku, ā, rongoatia ki roto i tētahi pouaka haumaru kāinga, ki tētahi pouaka moni tāpui haumaru rānei i tō peeke. Kia mahara ko koe pea te kawenga mō te utu i ngā utu tuku me te inihua.
Ka taea hoki e koe te tono mō ngā paoro koura i runga i te eBay me ngā pae hokohoko rite. Ina hokohoko koura koe i runga i te paetukutuku hokohoko, he mea nui kia arotakehia ngā urupare a te kaihoko. Kaua e hoko mai i ngā kaihoko he urupare kino kua tuhia mō te pono, he utu nui rawa mō te tuku me te whakahaere, me te kore e tukuna.
Hokona te Koura Parakore Anake
Me koura parakore te kounga o ngā pae koura e tika ana mō te haumitanga, kia 99.5% (995) pea te iti rawa.
Ko te toenga he koranu, he hiriwa, he parahi rānei te nuinga, e taea ai te whakarewa. Ko te hunga e hoko ana i te koura hei haumitanga me hoko noa i tētahi pae e whakaatu ana i te ingoa o tōna kaihanga, tōna taumaha, me tōna parakore, e whakaatuhia ana i te nuinga o te wā he 99.99% te tānga ki tōna mata. Ko ngā whare hanga koura rongonui e hanga ana i ngā pae koura ko te Royal Canadian Mint, Perth Mint, me Valcambi.
Kia mōhio ki te rerekētanga i waenga i ngā pae me ngā moni
Ahakoa he nui te uara moni o ngā momo koura parakore katoa, kāore e rite katoa te kounga o te koura haumi. Mai i te tirohanga haumi, ko ngā kaipupuri moni e hiahia ana ki te tāpiri i te hua tūturu e aroturuki ana i te utu o te koura, ka hiahia pea rātou ki te karo i ngā moni koura. He ātaahua ngā hoahoa o ēnei moni, he uara tawhito, ā, he iti ake te nui o te koura kei roto, engari he nui ake te utu nā te uara numismatic.
Haunga te utu nui ake, ka whakararuhia e ngā moni koura te uara o te putea a te kaipupuri moni. Hei tauira, ko te moni rongonui a American Eagle i hangaia e te US Mint he 91.67% te koura engari he nui ake te utu i ngā paera koura noa nā te mea he uara nui hei taonga kohikohi.
Tērā pea ētahi kaipupuri moni e hiahia ana ki ngā taonga kohikohi, ko ētahi ia e hiahia ana ki ngā paera koura noa, he mea ngāwari ki te pupuri mō te wā roa, ā, he mea ngāwari hoki ki te huri hei moni. Nā reira, he mea rongonui ngā paera koura noa i waenga i ngā kaipupuri moni e rapu ana i te koura hei wāhi haumi haumaru.
Hokona te koura i ngā rahi e taea ana
Me whai whakaaro ngā kaihoko koura ki te ngāwari o te hoko i aua mea hei wāhanga o te tukanga hoko.
Hei tauira, mēnā kei te hokona te koura i te $1,400 ia aune, ā, he $14,000 tā te kaipupuri moni hei hoko koura para, he māmā ake te hoko atu i te koura i te heke mai mēnā ka hokona e rātou ngā pae 10 he 1 aune te taumaha, kaua ki te pae 10-aune kotahi. Ka taea e rātou te hoko takitahi i ngā pae 1-aune mēnā e hiahiatia ana, engari he uaua ake pea te kimi kaihoko mō te pae 10-aune mēnā me hoko wawe. I tetahi atu taha, i te mea he iti noa te rahi o ngā pae koura -karamu, i ētahi wā ka penapena moni ngā kaipupuri moni hei hoko i ngā pae he nui ake te rahi.
Haunga ngā paera me ngā moni, ka taea hoki te hoko koura tūturu hei whakapaipai. Ko te tikanga, ka hokona ngā whakapaipai koura i te utu nui nā te mahi toi me ngā utu hokohoko. Nā reira, kāore i te kitea whānuitia ngā whakapaipai hei huarahi kaha ki te haumi ki te koura.
Hokohoko Huri noa
Me mōhio ngā kaipupuri moni ki te utu o te koura i te wā e tirotiro ana i te mākete koura. Ko ngā paetukutuku pūtea e whakaatu ana i ngā tohu hea e whakaatu ana i te utu o ia rā o te koura.
He tino māmā te hoko koura, engari he rerekē ngā utu nā te mea ka whakaurua e ngā kaihoko te tawhē hua e hiahiatia ana me ngā utu tāpiri pēnei i ngā tiwhikete manatoko, te tuku me te whakahaere, me ngā utu tukatuka utu. Ko te whakatairite utu tae atu ki ngā utu a ngā kaihoko rerekē te mea nui ki te whiwhi i te utu pai rawa atu mō ngā paera koura.
Hei hanga māu ake
Ka taea e koe te hanga i tētahi pae koura hiriwa mā te whakamahi i tā mātoumīhini whakarewa koura, mīhini whakapūkara, mīhini pēhi waipēhi, mīhini mira hurihuri, mīhini whakarewa tonu, me ētahi atu
Kia tino mōhio ai koe ko koe te rangatira, ā, ka taea e koe te waihanga i ō ake waitohu hei waihanga i tētahi heke mai hou.
Wā tuku: Akuhata-09-2022
